When you take out an insurance policy you have to pay a premium (fee) to the insurance company and they agree to pay you for any losses agreed to in your policy. Insurance companies in New Zealand usually offer three types of policies.
For help with getting or converting your driver licence, or a question about the road rules, please contact the NZ Transport Agency Waka Kotahi Contact Centre – open Monday to Friday, 8am to 5:30pm. NZ Transport Agency contact page